If you have been injured at work, it is likely that you are entitled to workers’ compensation. You might think that asking for workers’ compensation might negatively affect your career prospects, but compensation is your legal right as a worker and is covered by the insurance of your employer.
This blog will answer some of the most frequently asked questions about workers’ compensation.
What is workers’ compensation?
Your employer is required by law to pay for workers’ compensation benefits if you are injured on the job. It doesn’t matter whether it was your employer’s fault or not — if you were hurt while you were carrying out your duties, you will be entitled to a claim.
What should I do if I get injured?
If you get injured at work, you should immediately inform your employer or supervisor. Doing this as soon as the problem occurs will prevent any delays in payment. You may also lose your right to compensation if you do not report the injury within 30 days of it occurring. Fill out a claim form from the DWC website and submit it to your employer.
What benefits can I get?
Workers’ compensation provides five main benefits. It will cover all medical care that you need because of your injury. Workers’ compensation will also provide disability benefits for both temporary situations, and for permanent situations when a person never fully recovers. If the date of your injury is in 2004 or later, you may be entitled to job displacement benefits. They also provide death benefits for families that have lost a loved one from a work accident.
Source: Department of industrial relations, “Answers to frequently asked questions about workers’ compensation for employees,” accessed Aug. 11, 2017