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All employers need to pay into workers’ compensation insurance in order to make sure that their workers will receive the benefits. Usually, employers are required to buy this, but it does not mean that everyone in the country is covered. If you are a contractor or working in agriculture or as a house cleaner, you need to look into whether you can benefit from workers’ compensation.

If you are an eligible worker, you will be covered in the event that you injure yourself while performing a work-related duty. You must be able to prove that the injury was caused by your working conditions. In this case, you will likely receive compensation for lost wages and medical care.

Make sure that you talk to your doctors

Maintaining good communication with your doctors is vital in ensuring that you get the workers’ compensation that you deserve. If they can determine that your work conditions contributed to or caused your injury, then you will have a very good case for compensation.

Question your employer if he or she says the injury was your fault

It is not unheard of for employers to tell their workers that they are not covered under workers’ compensation because the accident was their fault. The truth is that workers’ compensation is a no-fault insurance. Therefore, you are covered no matter who was to blame for your injury.

If you have been injured at work and are struggling to recoup medical costs, you should make sure that you know your rights and how they apply to workers’ compensation. Many people go without financial aid because they did not know what they were entitled to.

Source: Monster, “Workers’ Compensation,” accessed Feb. 02, 2018