Workplace violence is an unfortunate reality that can leave you dealing with serious injuries and uncertainty about your rights. Fortunately, workers’ compensation may cover injuries caused by workplace violence under certain circumstances. Understanding how these claims work can help you protect your rights and secure the benefits you need.
When workplace violence qualifies for workers’ comp
Workers’ compensation typically covers injuries that arise out of and during the course of employment. If the workplace violence is related to your job duties, you may qualify for benefits. For example, if you got hurt during a robbery at your workplace or by a coworker over a work-related disagreement, your injuries are likely covered. The key is proving the connection between the violence and your job.
However, workers comp may not cover injuries caused by purely personal disputes or actions unrelated to work. If the violence stems from an off-duty issue or personal relationship, workers’ comp may deny your claim.
Types of injuries covered
Workers’ comp can cover both physical and psychological injuries caused by workplace violence. Physical injuries like broken bones, cuts, or concussions are often straightforward to document and claim. Psychological conditions, such as post-traumatic stress disorder (PTSD), may also be covered if they result from the violent incident. You may need medical documentation to prove how the event impacted your mental health.
Filing a workers’ comp claim for workplace violence
To file a successful claim, it’s important to document the incident thoroughly. Report the violence to your employer immediately and provide details about what happened, who was involved, and how it relates to your job. Seek medical attention right away and keep records of all treatments. These steps can strengthen your claim and show how the injury occurred during the scope of employment.
Know your rights after workplace violence
Recovering from workplace violence is challenging, but workers’ compensation can provide financial relief and access to necessary medical care. If you believe your injury is work-related, take steps to file a claim promptly.