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When you have been injured at work, it is likely that you will be stressed thinking about the medical consultations that you have to go through, as well as the lost wages that you will suffer due to unavoidable time off work. Workers’ compensation is an insurance scheme, paid for by employers, that help workers through this difficult period of their lives.

Workers’ compensation offers certain financial benefits to an employee when an injury took place at work. These can help cover medical costs and go towards lost wages. But they do have a limit.

What are the limits of workers’ compensation?

The exact limits of workers’ compensation depend on the occupation that you have and the state that you work in. There is usually a limit on the amount that you can claim, and it is possible that you will not be able to recover the total of all of the wages that are lost.

Does the type of injury affect the compensation amount?

The severity of the injury and the associated medical costs will definitely affect the amount of compensation that you can receive. Certain types of illnesses, such as those related to asbestos, for example, have certain compensation packages associated with them, so you may be entitled to additional support as a result of the illness being chronic.

If you have been injured in the workplace, it is important to find out for yourself what you are entitled to, rather than taking your employer’s word for it. It is important to conduct research into workers’ compensation and to stand up for your rights.

Source: FindLaw, “Workers’ Comp In-Depth,” accessed Feb. 15, 2018