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Modesto Workers' Compensation Blog

Does my California employer need workers' compensation insurance?

In the state of California, almost all employers need to have workers' compensation insurance coverage. Usually however, very large companies are able to start their own type of insurance coverage, and therefore, do not need to engage in the governmental workers' compensation program. Similarly, very small companies may not need to.

There are always companies that try to get away with not paying what they are obligated to pay, however. This includes employers failing to take out workers' compensation insurance. This will have severe consequences for employers if they are found to be avoiding such obligations.

Taking action after being denied workers' compensation

When you suffer from an injury in the workplace, you will likely go through a great deal of suffering and have to pay a significant amount of medical bills when having treatment. It is also possible that you will lose wages as a result of needing to take unpaid leave.

Therefore, most workers in the United States are entitled to workers' compensation after they suffer from a workplace injury. This means that they will receive compensation for all of the medical bills they had to pay, as well as a contribution toward the wages lost while taking recovery time from work. If you were denied workers' compensation, it is important to know the next steps that you should take in order to challenge the denial or to understand why it was denied.

Your employer's duties after you get injured at work

When you get injured in the workplace, you may have to take unpaid leave in order to recover physically and emotionally. The government recognizes that employee injuries in the workplace can come at a great cost because of this, so they ensure that nonexempt companies have a legal duty to take out workers' compensation insurance. This means that when one of the company's employees suffers from an injury, they have the opportunity to file a workers' compensation claim and get reimbursed for the expenses that they were subject to as a direct result of the injury.

In a situation such as this, your employer will have certain duties and responsibilities toward you of which they are legally obliged to carry out. It is important as an injured worker that you make sure you understand your rights during the period after your injury.

Falling debris is a common cause of workplace injuries

When working on a construction site or high-risk workplace, there are many dangers that you need to be aware of. In addition, your employer has the responsibility to make sure that the workplace is as safe as possible and that all employees are educated on how to prevent injuries.

Injuries due to falling debris is one of the more common causes of injuries on construction sites. Falling objects have the potential to cause very serious injuries to the head and brain; therefore, it is important that extra care is taken to prevent such accidents.

The main benefits of workers' compensation in California

Getting injured as a result of fulfilling the duties of the workplace is something that no one wants to experience. A workplace injury can result in workers losing their ability to earn an income, and can lead to extremely expensive medical bills. Workers can suffer so much from workplace injuries, and because of this, there is a compulsory insurance that nonexempt employers must take out in order to protect their employees.

This insurance provides much needed financial compensation for injured workers. If you have been injured while working in the state of California, it is important that you understand how the law surrounding workers' compensation applies to you and the benefits that can result.

Understanding carpal tunnel syndrome

Carpal tunnel syndrome is a serious medical health issue that plagues employees of numerous professions. The best way for workers and employers to prevent this condition is to use the right equipment, such as an ergonomic mouse pad if the worker is behind a computer most of the day. 

Employees can absolutely file a workers' compensation claim if they believe they have developed carpal tunnel as a result of work-related activities. Many people tend to ignore the symptoms of carpal tunnel, but it is critical to be aware of how severe this condition can get if left unchecked.

Becoming injured by moving machinery at work

If you work in a factory, in the farming industry or on a construction site, it is likely that you come into contact with machinery on a day-to-day basis. While you have probably been subject to intense training on how to manage and operate this machinery, sometimes machinery can malfunction and injuries can occur.

If you have been injured at work because you were caught or struck by moving machinery, it is important to know that you will likely have the right to compensation regardless of fault. This is because workers' compensation is in place to protect employees who have been injured as a result of carrying out their working duties.

Returning to work after a job-related injury

If you suffered from an injury at work, it is likely that you had to take unpaid leave in order to recover. While workers' compensation insurance can go a long way toward helping you to recoup the wages that you lost as well as reimburse medical premiums that you needed to pay, there are some additional protections that you are entitled to as a worker who was injured on the job.

Many workers unfortunately suffer consequences after taking time off to recover from an injury. Because of the time spent away from the workplace, some employers decide unlawfully to retaliate against their injured workers when they return to work. This might be through demotion, a decrease in the wages or the responsibilities that the worker receives or they might decide to retaliate by terminating the worker's employment completely.

What happens after the denial of a workers' comp claim?

Employers in California must provide their workers with workers' compensation insurance coverage. However, when it comes time to file a claim, many workers are nervous about potential retaliation, and rightfully so.

Some employers will break the law in order to protect their own bottom line. That could mean falsifying internal records about an accident or punishing workers who file claims for workers' compensation coverage. If you suffered an injury at work but your claim has been denied, it is important to understand that you have the right to appeal.

Scaffolding safety tips for your Modesto workplace

Working with scaffolding on a regular basis can be very stressful. Even if you know the scaffolding has been properly built, you will still worry if it will hold strong while you are on it. Scaffolding can give under extreme weight, weather conditions, wind and because of improper construction. Here are some scaffolding safety tips for your Modesto workplace.

You need to understand load capacity and then follow it. You cannot put more weight on the scaffolding than it can handle. If you do, it's very likely that the scaffolding will collapse underneath you. When building the scaffolding, you need to take into account the type of material that it will hold and how much it weighs.

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