A work-related injury can put you out a lot of money, especially if your condition makes you unable to work. Finding out that your employer rejected your claim only adds insult to injury.
Knowing some of the reasons why they might deny your claim could help you determine a new strategy.
Your employer disputes your story
One reason for denial could be that your employer disputes your version of events. They might claim that your injury happened outside of work and did not involve work-related duties. Or they might claim that your negligence resulted in the accident that caused your injury.
Too much time passed
If you wait too long to report your injury or if your employer waits too long to file a claim, there is also a chance for denial. According to the Alabama Department of Labor, the statute of limitations allows you two years from the date of your injury to file a claim.
No history of medical treatment
Most employers require you to have received some type of medical treatment prior to approving workers’ compensation benefits. If you did not receive treatment or have no record of the medical treatment you needed, your employer may deny your claim.
You can always refute the statements your employer makes and request they reconsider your circumstances. If you choose to do this, look for ways to add detail and context to your former submission. Workers’ compensation benefits can provide critical support during a volatile time. Doing everything in your power to secure those benefits may enable you to focus on your recovery so you can return to work again as soon as possible.