Experiencing an amputation while at work is a traumatic and life-altering event. Whether you work in a dangerous industry such as construction or in a relatively safe office setting, this type of incident can dramatically change your life.
In California, employers have a legal obligation to ensure workplace safety. Nonetheless, accidents do occur, and some can result in severe injuries like amputations. If you find yourself in such a situation, being aware of the steps to take can help you make it through this challenging journey.
Quick response
After an amputation, your safety and well-being come first. Your employer must provide or seek immediate medical assistance. Document all the medical treatment you receive, as this information can be important when seeking workers’ compensation.
Report the incident
You must officially report the injury to your employer as soon as possible. In California, you typically have 30 days to report a workplace injury. If you delay beyond this, you may lose your right to receive workers’ compensation benefits.
Seek workers’ compensation
Workers’ compensation in California includes benefits for medical expenses, disability benefits and a supplemental job displacement benefit if you are unable to return to your old job. For amputations, you may also receive compensation for permanent disability and future medical care.
Apply for permanent disability benefits
In cases of severe injuries like amputations, you may be able to qualify for permanent disability benefits. The amount of these benefits will depend on the extent of your disability, your age and your occupation.
Dealing with an amputation requires significant adjustments. You may need to learn new skills or change careers. California’s workers’ compensation system can provide a supplemental job displacement benefit, which can cover educational retraining or skill enhancement at a state-approved or accredited school. Remember that you are not alone and that there are resources available to help you.