Workers’ compensation claims can be complex, and avoiding mistakes is important for a smooth process.
Employees often make errors that can jeopardize their chances of receiving fair compensation.
Failure to report injuries promptly
In 2021, 2.8 million workers reported illnesses and injuries they received in the workplace, and many of these workers filed workers’ compensation claims. Many of these claims received a denial. One of the most common mistakes employees make is that they fail to report their workplace injuries promptly.
Delays in reporting can raise questions about the legitimacy of the claim. To avoid complications, report any injuries to your supervisor as soon as possible, even if the injury seems minor at the time.
Inadequate documentation
Failing to document your injury thoroughly can weaken your case. Keep detailed records of the incident, including the date, time and circumstances. Gather witness statements and take photographs of the scene or any visible injuries. Comprehensive documentation can strengthen your claim.
Neglecting medical attention
Some workers downplay the severity of their injuries. They think they can tough it out without seeking medical attention. However, this can be detrimental to your health and your claim. Always seek medical help promptly.
Disregarding company policies
Every workplace has specific protocols for reporting injuries. Familiarize yourself with your company’s procedures and follow them closely.
Returning to work prematurely
Attempting to return to work too soon can undermine your claim. Returning to work prematurely may worsen your condition and complicate the claims process. Follow your doctor’s recommendations for recovery to strengthen your case.
Lack of communication
Open communication with your employer and insurance company is important. Failing to keep them informed about your progress or any changes in your condition can lead to misunderstandings.
Understanding common workers’ compensation claims mistakes can help you navigate the system successfully.